Payment options

3.1 The Customer shall pay in full the Selling Price of the Product and the Delivery Fee in advance in Euro.

3.2 The order can be paid for using the bank links or on a prepayment invoice.

3.3 Payments are processed by Maksekeskus AS. Payment by bank link:

3.3.1 The order can be safely paid for via bank links:

-Estonia: Swedbank, SEB, Luminor, LHV, Coop Pank, Citadele (payment initiation service), Pocopay
-Latvia: Swedbank, SEB, Citadele ja Luminor
-Lithuania: Swedbank, SEB, Luminor ja Siauliu Bankas (payment initiation service).
-Finland: Aktia, Ålandsbanken, Danske, Handelsbanken, Nordea, Oma Säästöpankki, OP, POP Pankki, S-Pankki, Säästopankki

3.3.2 Payment by bank link is made outside the e-shop in a secure bank payment environment and the seller does not have access to the customer’s bank details and account.

3.3.3 Bank links are used for payment as follows: after placing an order, the customer can select a suitable bank link and the customer is directed to the selected Internet bank. To make a payment, the customer logs in to their Internet bank and after logging in they see a pre-filled payment order. The customer must then confirm or cancel the payment order. After successful payment, the customer must click on the “Back to Merchant” button.

3.3.4 By clicking on “Back to Merchant” the successful payment information is immediately sent to the e-shop and allows the seller to process the customer’s order the fastest.

3.3.5 A successful order and payment will be emailed to the customer with a confirmation and invoice.

3.4 Payment by prepayment invoice:

3.4.1 The customer can also pay for the order on the basis of a prepayment invoice.

3.4.2 Payment on the basis of a prepayment invoice is as follows: after placing an order, the customer can choose “payment by invoice” as the payment method. A prepayment invoice will then be sent to the customer’s email address along with any necessary payment visits.

3.4.3 The customer can pay the prepaid invoice in one or several installments at the same time in his / her Internet Bank or bank branch as described in the prepayment invoice.

3.4.4 After full payment of the prepayment invoice, the seller will process the order. If the payment is not credited to the e-store’s current account within 3 working days, the order will be automatically canceled.

3.4.5 The seller shall send the customer an email confirmation and invoice regarding the order confirmation and receipt of payment.

3.5 Crealia OÜ is the processor of personal data, and forwards the personal data necessary for making payments to the authorized processor Maksekeskus AS.